Liah Carlot
Port Vila,Vanuatu
Overview
1
1
Certification
10
10
years of professional experience
Work History
Consultant
University of New Castle
Fiji
07.2025 - 10.2025
- Delivered consulting services for governance projects, enhancing operational efficiency and informing strategic planning.
- Ocean of Peace
- Facilitated translation of poems for Pacific Island Forums meeting in Honiara, Solomon Islands, in 2025.
Credit Risk Officer
BRED Bank Vanuatu
Port Vila
05.2021 - 01.2025
- Conducted risk assessments to identify and mitigate potential financial threats
- Evaluated loan applications through judgmental lending processes
- Facilitated credit decision making to approve loan applications
- Performed underwriting tasks to assess risk and approve loans
- Reviewed financial statements for accuracy and compliance
- Ensured compliance with banking regulations in daily operations
- Compiled and analysed data from various sources for comprehensive reporting
- Conducted investment analysis to identify profitable opportunities
- Interpreted data to provide insights for strategic planning
- Verified information to ensure accuracy and reliability
- Prepared loan documentation to support application processing
- Managed customer relations to improve satisfaction and foster loyalty
- Oral and written communications
- Verbal and written communication
- Proficient in [Software]
- Maintained confidentiality whilst handling sensitive documents.
Teaching Assistant and Marker
University of the South Pacific
Port Vila
01.2024 - 12.2024
- Assisted in developing and grading assignments, exams, and quizzes, ensuring alignment with learning objectives and providing constructive feedback for improvement.
- Reviewed student essays, providing detailed feedback on grammar and content accuracy to enhance writing skills.
- Mentored students on course material to ensure understanding of content.
- Provided feedback on student performance throughout the semester.
- Led discussion sections and facilitated group activities.
- Monitored student attendance and participation, identifying engagement levels and addressing concerns to foster a supportive learning environment.
- Attended lectures to provide assistance to students with questions or concerns.
Compliance Analyst
BRED Bank Vanuatu
Port Vila
01.2018 - 05.2021
- Ensured compliance with banking regulations by staying updated on industry standards and guidelines.
- Conducted risk assessments to identify potential threats and develop mitigation strategies.
- Coordinated with internal stakeholders to ensure adherence to relevant rules and regulations.
- Participated in meetings with external auditors to discuss compliance audit results and findings.
- Prepared documents for submission to regulatory agencies.
- Conducted information verification to confirm accuracy and reliability of collected data.
- Executed credit decision-making processes to evaluate loan applications and assess risk.
- Conducted underwriting assessments to evaluate risks and determine insurability of clients.
- Conducted investment analysis to evaluate opportunities and inform strategic decision-making.
- Performed data interpretation to extract meaningful insights and inform business strategies.
- Performed data compilation tasks by gathering and organising information for reporting purposes.
- Facilitated communication with team members to enhance clarity and efficiency in information sharing.
- Facilitated verbal and written communication to enhance team collaboration and project outcomes.
- Demonstrated proficiency in [Software] by utilising it effectively for various projects.
- Maintained confidentiality whilst handling sensitive documents.
HR & Operations Officer
BRED Bank Vanuatu
Port Vila
10.2016 - 05.2018
- Developed and implemented HR policies and procedures, ensuring compliance with employment laws and fostering a fair workplace.
- Advised managers on HR-related topics, enhancing understanding of leave entitlements and staff discipline.
- Collaborated with hiring managers to create accurate job descriptions, aligning roles with organisational needs.
- Processed payroll for employees, ensuring accuracy and compliance with company policies.
- Assisted expatriates with obtaining work and residency permits, ensuring adherence to regulations.
- Responded promptly to inquiries from current or prospective employees regarding employment opportunities.
- Process VNPF entitlements for staff
- Assisted in coordinating quarterly functions, supporting planning and execution efforts.
- Organized documents, enhancing administrative efficiency.
- Maintained accurate records of all financial transactions.
Bank Teller
BRED Bank Vanuatu
Port Vila
02.2016 - 10.2016
- Handled cash transactions in compliance with bank policies, reinforcing financial integrity and trust.
- Processed customer transactions with high accuracy, contributing to seamless banking operations.
- Delivered exceptional customer service by addressing inquiries and resolving issues, improving client satisfaction.
Education
Doctor of Philosophy - Governance
University of the South Pacific
Suva, Fiji02-2026
Directed Research Project - Governance
University of the South Pacific
Suva, Fiji11-2025
Master of Arts - Governance
USP
Suva, Fiji11-2021
Postgraduate Diploma - Governance
USP
Suva, Fiji11-2020
Certificate in Project Management Practice - Project Management
University of the South Pacific
Port Vila, Vanuatu11-2019
Bachelor of Science - Accountancy
AMA University
Cavite, Philippines12-2015
Skills
- Risk assessment
- Credit decision making
- Data interpretation
- Strategic planning
- Compliance adherence
- Governance consulting
- Verbal communication
- Written correspondence
- Team collaboration
- Problem solving
Languages
Bislama
French
English
Custom
- BRED Bank Staff Star Awards - Exceptional Customer Service, 2018
- New Zealand Manaki Scholarship to pursue Postgraduate Diploma and Masters, 2020-01-01
- Sasakawa Young Leaders Fellowship Fund - PhD research
Certification
- Pacific Research Colloquium held in Samoa, sponsored by the Australian National University (Department of Pacific Affairs) in collaboration with the University of Samoa, November 2025.
- The Pacific History Conference held at the National University of Samoa, December 2025.
- Pacific Political Science Masterclass held at the University of New Caledonia, July 2026.
References
- Dr Sarina Theys, Suva, Fiji, Discipline Coordinator; Senior Lecturer in Diplomacy and International Affairs; Coordinator, Postgraduate Program in Diplomacy and International Affairs.
- Sandra Tarte, Suva, Fiji, Associate Professor, Director, Politics and International Affairs Program
- Dr Milla Vaha, Deputy Head of School (Postgraduate and Higher Degree Research)
- Margaret Mishra, Suva, Fiji, Senior Lecturer and Coordinator, UU200
- Suresh Naidu, Port Vila, Vanuatu, Regional Chief Risk Officer
- Jacqui Kalorib, Port Vila, Vanuatu, Human Resource Manager
Timeline
Consultant
University of New Castle
07.2025 - 10.2025
Teaching Assistant and Marker
University of the South Pacific
01.2024 - 12.2024
Credit Risk Officer
BRED Bank Vanuatu
05.2021 - 01.2025
Compliance Analyst
BRED Bank Vanuatu
01.2018 - 05.2021
HR & Operations Officer
BRED Bank Vanuatu
10.2016 - 05.2018
Bank Teller
BRED Bank Vanuatu
02.2016 - 10.2016
Doctor of Philosophy - Governance
University of the South Pacific
Directed Research Project - Governance
University of the South Pacific
Master of Arts - Governance
USP
Postgraduate Diploma - Governance
USP
Certificate in Project Management Practice - Project Management
University of the South Pacific
Bachelor of Science - Accountancy
AMA University