Sera Toriau Rakavono
Suva,Fiji
Summary
Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over four years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures. Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level accounting position. Ready to help team achieve company goals. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Enthusiastic and eager to contribute to team success through hard work, attention to detail and excellent organizational skills. Clear understanding of delegated tasks and training of newly enlisted staff. Motivated to learn, grow and excel in the field i am placed in. CAREER OBJECTIVE Seeking a position in a dynamic organization where I can launch my career and work towards building a strong skill set.
Overview
5
5
years of professional experience
1
1
year of post-secondary education
Work history
Loans Officer
Fiji Corrections Service Credit Union, Walu
Suva
04.2021 - Current
- Originated, reviewed, processed, closed and administered customer loan proposals
- Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements
- Examined customer loan applications for loan approvals and denials
- Advised clients on education and personal loans
- Maintained strict confidentiality of bank records and client information
- Compiled master listings of loan applicants' credit histories, financial statements and other financial information
- Assisted senior-level credit officers with complex loan applications
- Successfully closed average of 320 loans per month
- Supervised loan personnel and motivated to maintain customer service and performance standards
- Explained very technical financial information to applicants in easy to understand language
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales and ultimately revenue
- Established plans and payoffs for customers' loans, prioritizing control of overall costs.
Accounts Clerk
Fiji Corrections Service Credit Union
Suva
03.2019 - 04.2021
- Assessed data and information to verify entry, calculation and billing code accuracy
- Set up and updated Excel spreadsheets to track financial data
- Completed bi-weekly payroll for company employees
- Applied proper codes to invoices, files and receipts to keep records organized and easily searchable
- Applied mathematical abilities to calculate and check figures in accounting systems
- Reported financial data and updated financial records in ledgers and journals
- Investigated daily variances and corrected errors to resolve discrepancies
- Communicated with suppliers to reconcile invoice payments.
Education
Bachelor - Commerce, Accounting & Economics
University of the South Pacific
Suva, Fiji 01.2011 - 12.2011
Bachelor - Accounting
A. School, Fiji National University
2022
Bachelor - Commerce
Fiji National University
2013
Form 3- Form - undefined
Rishikul Sanatan College
2010
Certificate of Distinction in Inter - undefined
Rishikul College
2010
Fiji Seventh Form Examination - undefined
2009
Fiji Junior Certificate Examination - undefined
2008
B. External Examination - undefined
Bishop Kempthorne Memorial Primary School
2005
Health
Bishop Kempthorne Primary School
2005
Skills
- A Communication Skills
- Good command of oral and written English
- Pleasant speaking voice
- Assist in building better team relationship
- Strong skills in helping others with problem solving in studying situation
- B Organization Skills
- Strong attention in detail
- Set goals and formulate plans to reach them
- Ability to work as a team
- C Numeracy Skills
- Accurate with numbers
- Good at solving equations
- D Interactive/ People Skills
- Initiate contacts with strangers
- Friendly warm manner and like to help others
- Good judgment
- Good team member
- Financial planning
- Data analysis
- Client relations
- [Area of Expertise] loans knowledge
- Accounting software
- Loan recovery processes
- Credit risk management
- Credit exposure monitoring
- Financial viability assessment
- Loss mitigation strategies
- Loan documentation
- Credit analysis
Interests
Interest: , Watching movies, playing indoor games, listening to music, Interests
, Playing Netball & Volleyball
Socialising with Family & Friends
Listening to Music
Dancing
Cooking
Baking
Sewing & Embroidery
Additional Information
- Religion: Anglican
Languages
English
Fluent
Timeline
Loans Officer
Fiji Corrections Service Credit Union, Walu
04.2021 - Current
Accounts Clerk
Fiji Corrections Service Credit Union
03.2019 - 04.2021
Bachelor - Commerce, Accounting & Economics
University of the South Pacific
01.2011 - 12.2011
Bachelor - Accounting
A. School, Fiji National University
Bachelor - Commerce
Fiji National University
Form 3- Form - undefined
Rishikul Sanatan College
Certificate of Distinction in Inter - undefined
Rishikul College
Fiji Seventh Form Examination - undefined
Fiji Junior Certificate Examination - undefined
B. External Examination - undefined
Bishop Kempthorne Memorial Primary School
Health
Bishop Kempthorne Primary School
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